Frequently Asked Questions

No charges whatsoever! Think of us as intermediaries connecting clients with the insurance company that aligns with their needs. If a successful match is established and both parties are content, the insurance company compensates us for advocating on your behalf.

Certainly not! We're typically available to assist you throughout the year, irrespective of the typical open-enrollment periods you might be familiar with.

We strive to make obtaining an insurance quote pleasant and uncomplicated. Reach out below to arrange a no-obligation consultation where we discuss your needs and options. Our Health Advisors help you determine the coverage that aligns best with your requirements and budget — then we promptly confirm your free appointment.

We're proud to offer coverage across most of the continental United States. The particular plans we specialize in are currently available in 36 of the 48 lower states.

While many states don't provide PPO plans through the government or ACA Marketplace, most offer private PPOs from reputable industry leaders. Deviating from federal and state plans requires careful consideration of the alternatives — during your consultation, our team of advisors simplifies and explains the distinctions so you can make an informed decision.

With a focus on cost reduction, our team offers economical solutions for individuals, small businesses, and households. Our coverage encompasses Health, Dental, Vision, and Simple Accident coverage, customized to suit individuals and groups alike.

Upon leaving a company, a former employee can typically use COBRA for 18 months — keeping the same plan and deductible, but now paying the full premium without the employer's subsidy. We recommend considering COBRA if you're currently undergoing treatment or have already met your yearly deductible. For those in good health, we can often devise a comparable plan at a more competitive price with no expiration date.